Just received my first published paperback book “The Corona Crash” !

After 10 months of writing, I am very happy to be holding the first copy of my book, a milestone in my life and the beginning of many books to come.

I could not have achieved this without the support of my friends and family so a BIG THANK YOU to all who supported me during my writings in a challenging year that’s soon coming to an end.

Unfortunately, there are still difficult times ahead but we are – slowly but surely – turning the corner and overcoming this devastating global pandemic.

Wishing everyone happy holidays as well as all the best wishes and prosperity in the New Year 2021 !

Eleftherios Jerry Floros

London 22 December 2020

Available presale on Lulu.com and soon on Amazon, Barnes & Noble and Waterstones.

Sign up to my newsletter for the latest news and updates

The Corona Crash

My brand new book is now available pre-sale on Lulu.com !

Now available for purchase on lulu.com !

#fintech #finance #economy #digitaldisruption #cryptos #blockchains #money #artificialintelligence #quantumcomputing #machinelearning

The Corona Crash – and How to Survive and Thrive in the New Reality

There is no magic bullet to make the coronavirus go away, to restore the global economy, and live like 2020 never happened.

World leaders and everyone else have begun to realize the road back will be long, hard, and challenging, as the ripple effects of the pandemic have hit virtually every industry and will reverberate for years to come.

The Corona Crash explores the fallout from a virus that could not have come at a worse time – right as society is progressing toward a tech-dominated world where man is displaced by machine. Artificial intelligence, quantum computing, and robotics have already put strains on the global labor market, and the pandemic has added a new dynamic.

This book contains many nuggets of wisdom, distilled to its essence, delivered in bite-size chapters that are easy to read and understand. It’s not an easy quick-fix, it will just give you the needed information, mental tools and positive mind-set to thrive in this new reality.
The thoughts and ideas outlined in this book might not change the world, but it will definitely change your perception and priorities in life.

Written in a hard-hitting style, this book explores how we can cope with our new reality while providing a telescopic view of a future where technology impacts our lives in every imaginable way.

Get answers about the pandemic, the toll it has taken on the world, and how we can use it as an impetus to change our priorities and collective future.

Book release date – 15 December 2020


Eleftherios Jerry Floros is an accomplished author, speaker and consultant on financial technology, cryptocurrency, blockchain technology, artificial intelligence, robotics, digital disruption, and the global economy. He is a contributing author of the bestselling books, The WealthTech Book, The PayTech Book, The LegalTech Book and The A.I. Book.

Brexit – Democracy Derailed

Brexit - May's nose piercing through the Economy - 28-03-19 - NINTCHDBPICT000478053221

The Brexit Scrum and Bracing for Impact

For the Brexit weary, once again the official (missed) Brexit deadline: 

29 March 2019 – 11 pm

That was the official date that Great Britain was expected  to leave the EU.

After almost 3 years of intensive Parliamentary debate and discourse, the end is not near in sight and up to now has yielded absolutely nothing, except for the triggering of Article 50, the relevant clause of the Lisbon Treaty that outlines the official process for any EU member state to leave the European Union voluntarily.

Only two weeks ago, amidst the Brexit deadlock and endless bickering in the turbulent final days before the official Brexit departure date, members of Parliament rejected 8 different proposals on Britain’s withdrawal from the European Union. These plans ranged from a “No Deal” Brexit to holding a second referendum after the million march in London on 23 March 2019, and a government petition signed by more than 6 million people, almost 10% of the UK’s population.

In an unexpected move, Parliament rejected the Brexit petition to revoke Article 50 stating that stopping Brexit would “break promises” and undermine both “our democracy and the trust that millions of voters have placed in the government”.

Speaker of the House of Commons MP John Bercow added further drama and dilemma to the Brexit impasse by reviving a 415 years’ old convention dating back to 1604 that prevents “attrition”, the process of wearing down elected politicians by presenting the same unchanged bill repeatedly while the clock runs down. And by doing so, House Speaker Bercow stopped Prime Minister Ms May at the time from attempting to try to pass her controversial and materially unchanged Brexit bill for a 3rd time, even that her previous two attempts were voted down by a very wide margin each time around. Somehow, Ms May must have assumed that a third time would persuade MPs – suffering from “Brexit fatigue” – would suffice to pass her highly contested bill in a third round of voting. What an ignorant assumption and epic mistake to make.

To persuade her own party and staunch “Brexiteers” – the transformed former “Eurosceptics” of glory days gone by – Theresa May, in a last ditch attempt to break the deadlock, has offered to resign and stand down as Prime Minister if her Brexit deal is eventually passed in Parliament, a move many consider bold, risky and unlikely.

As the clock keeps running down, the world is eagerly watching to see if the UK will in the end crash out of the European Union without a deal, commonly referred to as a “Hard Brexit”.  And no matter what happens now, the damage has already been done. The economy is already suffering from the vacuum left by big businesses not investing as well as moving operations out of the UK; big banks have already left for the safer shores of the banking capitals of the European Union – Paris, Frankfurt, Dublin, Luxemburg and Amsterdam.

All the while, the Brexit ball is lost in the Westminster scrum that has totally engulfed and captivated not only Parliament, but an entire nation and the world at large.

For a stable democratic government not to be able to come to an agreement within its own ranks is unprecedented and testimony to the lack of cohesion and support within the leading political parties, revolting backbenchers and a few renegade factions.

As Britain is edging towards the Brexit cliff, with staunch Brexiteers and hopeful remainers divided along hard front lines and seismic fault lines, it appears that Britain will crash out of the EU without a deal and suffer the consequences of an indecisive and ineffective Parliament.

In short, almost 3 years of Brexit discord and debacle for nothing.


Buccaneers and Brexiteers – A Legacy of the British Empire?

“Better a horrific ending than a never ending horror”

Quote: German Chamber of Commerce on Brexit

On June 23rd 2016, a total of 17,410,742 (51.9%) British voted for Brexit in a nationwide referendum put forward by Conservative Prime Minister David Cameron, a fulfillment of a promise he made during his campaign for the 2015 UK General Election. Shortly after the surprise and unexpected Brexit result, David Cameron resigned and was then succeeded by his former Home Secretary Ms Theresa May.

UKIP Leader Nigel Farage and fanatic Brexiteer Boris Johnson also abandoned ship right after the Brexit vote, with Boris – the impeccable buffoon – resurfacing as Foreign Secretary for the British government, handpicked by Ms May herself, an epic mistake that most likely will lead to the end of her own political career. Just today, Boris Johnson announced his candidacy to become Prime Minister and replace Ms May at 10 Downing Street, which announcement did not really come as a surprise but was rather expected.

Regardless of the reluctant acceptance of the Brexit outcome, the government’s duty, after the Brexit vote and the triggering of Article 50, is to ensure that all measures are put in place to fulfill the will of its people, the 51.9% majority that voted for the UK to leave the European Union.

Almost 3 years down the road, and the UK is still completely unprepared for exiting the EU while at the same time facing a Brexit crisis of epic proportions that could lead to an economic collapse in the interim. The EU in the meantime has pretty much lost its patience and all but given up hope, publicly stating that the Brexit issue is now fully “in the hands” of the British Parliament and no one else. And they are right about that.

After being part of the European Union for 46 years, the relations from both sides are so intertwined that it cannot simply be untangled within the 2 years prescribed by Article 50 of the Treaty on the European Union.

Going back in time, many will not know or recall that Greenland, which at the time was a county of Denmark, joined the European Community (as it was named at the time) in 1973.

By 1982 Greenland voted  to leave the EC (by a majority vote of 53%) over a fishing rights’ dispute and in 1985 it finally left, a full 3 years after the referendum.

If an insignificant economy such as Greenland takes a full 3 years to leave the European Community, what can be expected of the United Kingdom, a major EU member country with strong political influence within the EU and the 5th largest economy in the world with a GDP of USD 2.982 trillion?

Apart from the gargantuan task of “disengaging” Britain from the EU as well as the unforeseen complications with regards the Irish border and the “backstop” provision in Ms May’s ultimate Brexit deal that will be voted on today, how can Parliament decide with an overwhelming majority on any Brexit deal without knowing the implications and consequences of such a vote? A positive outcome is what everyone is hoping for; a negative outcome is what everyone is expecting, even from diehard Brexiteer Boris Johnson and consorts.

Another aspect that seems to have been forgotten in the present ramblings of Brexit and the EU, is that the latter was formed – along with NATO in 1949 and the United Nations in 1945 – after the Second World War with the main purpose of establishing a common market and more importantly, to prevent another major war from happening on European soil. Apart from the Balkans war, Europe enjoyed relative peace and stability for more than 70 years and this is the greatest testimony to the success of a unified Europe, under the auspices of the European Union, and by extension NATO and the United Nations.


Democracy and The People’s Choice

End the Chaos – a campaign by the indefatigable remainer Ms Gina Miller is gaining ground, simply because if parliament cannot come to a Brexit conclusion, it should be left to the British people to decide on the future of their country.

But is it fair and democratic for the 48.1% minority of “remain” voters to try to reverse a national vote, simply because these voters didn’t like the outcome of the referendum and because the UK government cannot decide either way on Brexit?

Perhaps in this particular case and under these precarious circumstances, a second referendum is actually the only option left. Allow the vote to be put out again to the British people and make it final and definitive, without any interference by Parliament, or the British government.

The main reason for another referendum proposal, is that during the first referendum, the British electorate was misinformed on all fronts, David Cameron saying that WW3 would be upon us and Boris Johnson claiming that £350 million weekly to the EU could be diverted to the NHS instead. And who would not approve of such a great income stream towards the NHS? Much needed funding to better the lives of NHS patients, improve the working standards of NHS staff and increase the maintenance and daily operations of underfunded hospitals. This however never materialised as government spending is not decided by one single MP and his personal political agenda. Nonetheless Boris Johnson did take advantage of the weak and vulnerable voters – who are dependent on the NHS to provide for better healthcare – to advance his campaign for Brexit, driving around in a big red bus across the country to garner support for the leave campaign. This was a downright disgrace by Boris Johnson, for taking unashamedly advantage of the British people who were gravely misled and misinformed on Brexit and its implications on the economy and society as whole.

Reversing a democratic vote is fundamentally wrong and a big risk to consider, as it could lead to civil unrest, violent protests and riots but it’s a risk worth taking. Crashing out the European Union without a deal can cause more harm, economically and politically, than another referendum and therefore it’s better to vote on a second but final referendum. Misinformation of the public and British electorate should not be followed by an ill-conceived and unprepared Hard Brexit, but rather a thoughtful and deliberate reconsideration of all options before it’s too late.

Democracy has been derailed by the lies of the few and a Parliament stuck in a political mess and Brexit deadlock, therefore it’s high time for the British people to take matters into their own hands and decide on the future of Britain and for the generations of Britons to come.

The clock is ticking and time is running out.